As of September 2008, The social security management has issued a Direct Express pre paid credit card to the 3.9 million people on social security and disability nationwide. The purpose of this card is to enable recipients with no bank accounts or those who may not like getting a check in the mail, to now have a card that will automatically have their allotted number deposited on the debit card every month. This will preclude delays in the check coming in the mail, theft of paper checks and a sometimes difficult effort to get to the bank and cash it.

Who should apply? whatever who is on social security or disability that likes the idea of having a debit card for their transactions instead of cashing their monthly check and using cash or having to write checks from their bank account. The Direct Express Debit card is accepted in any place a MasterCard is accepted and can also be used to get cash from Atm machines, sell shop and banks.

Health Debit Card

What if the Direct Express card is lost or stolen? This debit card is like any other debit card and you will have a personal pin number that protects you if it is. You can call immediately to description this and your debit card will be replaced. It is also protected and insured by the Fdic.

Does the card cost anything? No, it is free with no monthly list fee and has free services like: elective notifications of deposits made to your card by phone, text or email, elective alerts when your balance falls below a inevitable level and a once a month, no charge Atm seclusion at participating Atm machines. There is also a toll- free, 24 hour buyer assistance number 7 days a week.

Are There Any Other Fees? For inevitable things like Atm withdrawals after the first free one cost only .90. Other fees comprise a bill pay fee of .50 each time you pay a bill, .75 for a monthly Direct Express card statement that is mailed to you monthly, to replace a lost or stolen card each year and .50 to replace it with overnight delivery, .50 to transfer funds to a Us bank list and plus 3% of the transaction to withdraw funds from an international Atm machine.

How To Get the Direct Express Card There is a toll free number, 1-877-212-9991 or an online sign up site at- http://www.UsdirectExpress.com. You can also call social security at-1-800-772-1213 from 7 a.m. To 7 p.m. Monday straight through Friday and a representative will help you. For the hearing impaired: 1-800-325-0778.

public protection – Direct Express Debit Card Facts

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